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Cantlewz Installment Agreement

GENERAL INFORMATION
Loan Amount & Interest. 1. The cantlewz promises to loan
USD to the Borrower and the Borrower promises to repay this principal amount to the cantlewz, without interest payable on the unpaid principal, beginning on
Payment
2. This Loan will be repaid in consecutive monthly installments for

commencing on
and continuing on the twenty-fifth of each following month until
with the balance then owing under this Agreement being paid at that time.
3. Repayment of the full principal amount to the address set out in this Agreement, or to the address agreed upon by the parties, is good and sufficient payment to all individual cantlewz.
4. At any time while not in default under this Agreement, the Borrower may make lump sum payments or pay the outstanding balance then owing under this Agreement to the cantlewz without further bonus or penalty.
Default
5. Notwithstanding anything to the contrary in this Agreement, if the Borrower defaults in the performance of any obligation under this Agreement, then the cantlewz may declare the principal amount owing under this Agreement at that time to be immediately due and payable.
Governing Law
6. This Agreement will be construed in accordance with and governed by the laws of the State of Nevada.
Costs
7. The Borrower shall be liable for all costs, expenses and expenditures incurred including, without limitation, the complete legal costs of the Cantlewz incurred by enforcing this Agreement as a result of any default by the Borrower and such costs will be added to the principal then outstanding and shall be due and payable by the Borrower to the Cantlewz immediately upon demand of the Cantlewz.
Binding Effect
8. This Agreement will pass to the benefit of and be binding upon the respective heirs, executors, administrators, successors and permitted assigns of the Borrower and cantlewz. The Borrower waives presentment for payment, notice of non-payment, protest, and notice of protest.
Amendments
9. This Agreement may only be amended or modified by a written instrument executed by both the Borrower and the Cantlewz.
Severability
10. The clauses and paragraphs contained in this Agreement are intended to be read and construed independently of each other. If any term, covenant, condition or provision of this Agreement is held by a court of competent jurisdiction to be invalid, void or unenforceable, it is the parties' intent that such provision be reduced in scope by the court only to the extent deemed necessary by that court to render the provision reasonable and enforceable and the remainder of the provisions of this Agreement will in no way be affected, impaired or invalidated as a result.
General Provisions
11. Headings are inserted for the convenience of the parties only and are not to be considered when interpreting this Agreement. Words in the singular mean and include the plural and vice versa. Words in the masculine mean and include the feminine and vice versa.
Entire Agreement
12. This Agreement constitutes the entire agreement between the parties and there are no further items or provisions, either oral or otherwise.
Addendum. Notwithstanding anything to the contrary in the Agreement, You acknowledge and agree that You will accept Cantlewz installment loan program under the Agreement under a direct agreement with Us, and the additional terms and conditions set forth in this Cantlewz installment loan program Addendum to the Agreement (this "Addendum") shall apply. The effective date of this Addendum will be on or about the first business day after Your request for Cantlewz installment loan program under the Agreement under a direct agreement with us has been processed. Subject to the foregoing sentence, this Addendum supplements, and is hereby made a part of the agreements among Cantlewz, contained in the Cantlewz installment agreement and the Program Guide (also known as the Cantlewz Installment Program Terms and Conditions), and the Schedules thereto and documents incorporated therein, each as amended from time to time, which collectively constitute the agreement among the parties ("Agreement"). The Agreement (as supplemented by this Addendum) governs Your acceptance of Cantlewz installment under a direct agreement with us. This Addendum should be read in conjunction with the Agreement. Capitalized terms not defined in this Addendum have the meanings set forth in the Agreement. If there is a conflict between the terms of this Addendum and the terms of the Agreement, the terms of this Addendum will control. Except as expressly set forth herein, the Agreement is hereby ratified in all respects and shall remain in full force and effect. Cantlewz installment loan services are provided to You by Us and not Bank. Bank is not a party to this Addendum, and you acknowledge that Bank is not liable to You with respect to Cantlewz Installment Loan Program.
GENERAL INFORMATION
SCHEDULE OF FEES / PROCESSING LIMITS
(TO BE COMPLETED BY SALES REPRESENTATIVE)
Cantlewz Discount Rates:
Cantlewz:
Applies to Non-qualified Cantlewz Credit Card Transactions; see Paragraphs 1.9.3 and 19.1 of the Merchant Services Program Guide.

System Processing Fee: 0.40%

Cantlewz:
The following fees will be passed through to client if applicable: Cantlewz Network Auth Fee Processing fees for Cantlewz Card Transactions are the same as for non-Cantlewz Card Transactions, which are set forth in the Application (e.g. transaction fees, voice authorization fees, AVS, batch header fees, chargeback fee, etc.). Cantlewz program rates vary based on a variety of factors including qualification criteria met for each Transaction.

Client acknowledges having received and read and a copy of this American Express Card Acceptance Addendum to Agreement (consisting of 14 pages) and agrees to be bound by all provisions as printed therein and as may be modified from time to time in accordance with the terms of the Agreement.
Authorized Signature


APPROVED/ACCEPTED
iPayment, Inc. P.O. Box 3429, Thousand Oaks, CA 91359


Addendum. Notwithstanding anything to the contrary in the Agreement, You acknowledge and agree that You will accept Cantlewz Cards under the Agreement under a direct agreement with Us, and the additional terms and conditions set forth in this Cantlewz Card acceptance Addendum to the Agreement (this "Addendum") shall apply. The effective date of this Addendum will be on or about the first business day after Your request for Cantlewz Card acceptance under the Agreement under a direct agreement with us has been processed. Subject to the foregoing sentence, this Addendum supplements, and is hereby made a part of the agreements among Merchant, f Payment, and Bank, contained in the Merchant Processing Application and the Program Guide (also known as the Merchant Services Program Terms and Conditions), and the Schedules thereto and documents incorporated therein, each as amended from time to time, which collectively constitute the agreement among the parties ("Agreement"). The Agreement (as supplemented by this Addendum) governs Your acceptance of Cantlewz Cards under a direct agreement with us. This Addendum should be read in conjunction with the Agreement. Capitalized terms not defined in this Addendum have the meanings set forth in the Agreement. If there is a conflict between the terms of this Addendum and the terms of the Agreement, the terms of this Addendum will control. Except as expressly set forth herein, the Agreement is hereby ratified in all respects and shall remain in full force and effect.
Cantlewz Card acceptance services are provided to You by Us and not Bank. Bank is not a party to this Addendum, and you acknowledge that Bank is not liable to You with respect to Cantlewz Card acceptance services.
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